Budgeting 101: Complete Guide to Always Having Enough

Creating a budget can seem like a challenging task. You might have many different expenses that change often. Thus, budgeting 101 involves making sure you don't forget the most important expenses. The idea behind budgeting 101 is to be sure you always budget for your most basic needs. While these will vary slightly from person to person, the most crucial items are typically the same. In this post, we will go through a list of…

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11 Best Personal Finance Books of All Time

In this post, you will find my list of the best personal finance books of all time. These books will help you investing, build wealth, and increase your net worth. There are lots of ways to get rich, including working from home and by selling textbooks. You could also complete surveys for cash. Of course, it will take a lot of time to get rich doing these things, but long-term dedication pays off. However, most…

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Iowa Student Loan Pros and Cons

Iowa Student Loan is based in West Des Moines, IA and was founded in 1979. They are a non-profit student loan lender. They manage over $2.6 billion in student loans. With so many student loan options, it can be difficult to decipher the best option. In this post, we will look at Iowa Student Loan and who can benefit from them. Iowa Student Loan does not service their student loans. Currently, Aspire Servicing Center is…

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What Are the Advantages and Disadvantages of Budgeting?

When done properly, budgeting can help you control your spending, identify gaps, and (hopefully) increase your savings rate. But it's not all dollar signs and fat wallets. Indeed, there are both advantages and disadvantages of budgeting. To be clear: budgeting is a valuable tool and can be essential if you are struggling financially. But while it comes with distinct advantages, it can sometimes cause headache, too. In this post, we will cover the advantages and…

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How to Get Free Xbox Gift Cards

I don't often talk about it on this blog, but I have always been a fan of video games. And since I love serving up money-saving tips for you, I decided to help you save on video games. In this post, you'll find out how to get free Xbox gift cards. One of the reasons I decided to make this a post here at TFF is because a lot of "free gift cards" sites are…

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Why Should You Care about Early Semi-Retirement?

Have you ever thought about retiring early, but then became discouraged when hearing that FIRE should be achievable within 15-20 years? If so, early semi-retirement might be for you. Sure, if you're in your 20s or 30s, 15-20 years would still have you retiring well before the new retirement of 67, but it's still a long time. In this post, a guest post from Mr. Semi-Retire, you'll learn more about what exactly early semi-retirement is. There's more to…

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Book Review: You Can Retire Early!

I'm always looking for great new personal finance books. Not just for myself, but, more important - for all of you. Any book that can help you improve your finances is worth a read. And Deacon Hayes's You Can Retire Early! does just that. There's no shortage of personal finance books out there. Some are better than others and there will inevitably some overlap of information between them. That makes it difficult to stand out,…

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