I Switched My Cell Phone Service and Now I Pay Less

I Switched My Cell Phone Service and Now I Pay Less

Last updated on April 14th, 2019 at 11:42 am.

  • So, I do have a tendency to change cell phone providers from time to time if I find one that looks interesting. I had been with T-Mobile for years, and I’m still a pretty big fan of them in general, but I felt my monthly rate could have been lower. Not only that, but I have been thinking about traveling abroad, and T-Mobile’s speed are not the best┬áin other countries. 2G speeds, you say? Uh, no thanks.

Enter Google Fi. On Fi, you get the same coverage in 140 countries. Before I get deeper into this, though, I should probably mention that Fi is very limited in terms of which phones you can use. Only Google-branded phones work, plus a couple of Motorola phones. However, I am also a fan of Google and had already been considering the Pixel 2. Knowing that, and looking at the plan itself, it seemed like a no-brainer for me. After a couple of months, I am thoroughly satisfied so far.

Pay for what you use

With T-Mobile, I was paying the standard rate of $70/month (before tax). Now, despite T-Mobile’s reputation, for the most part, I never had any problems with their coverage. But the numbers look a lot better on Fi – assuming you don’t use a ton of data.

The basic principle is that with Fi, you are charged $20/month for unlimited talk and text, and $10 per GB of data – up to 6 GB, after which bill protection kicks in, and you will no longer pay more. In other words, the most you can be charged with Fi is $80/month. So, if you’re a data hog, Fi is indeed more expensive than T-Mobile. For me, I found easy ways to limit my usage that I hadn’t bothered with while I was with T-Mobile. Suddenly you think about it a lot more when you are paying per gigabyte.

More Comprehensive Coverage

One of the other major benefits of Google Fi that it leverages several major carriers – T-Mobile, Sprint, and US Cellular in the US (Google doesn’t have their own mobile network). Most of the time I am still on T-Mobile despite having switched to Fi, but my phone can also switch to Sprint if coverage is better on their network. The phone switches seamlessly and automatically between the two. Currently US Cellular does not service my area.

All in all, I have been quite happy with this plan, and I think it suits my needs better than “just” T-Mobile. Is your plan even better than mine? Maybe I missed some details about the service? Let me know your thoughts.


Bob Haegele

Hey there. My name is Bob and I blog about personal finance here at The Frugal Fellow. In particular, I focus on topics related to student loans, investing, credit cards, and sometimes sustainability. Interested in starting a blog? Find out how to become a blogger!

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