Hello and Welcome!

Hey there! Welcome to The Frugal Fellow – a brand-new blog about personal finance.

Why personal finance?

To answer this question, let me give you a little bit of background on myself and how I completely squashed my student loans just shy of my 30th birthday.

When I was younger, I certainly was not thinking for the long term – much like many Americans. In fact, most Americans have less than $1,000 in savings.

Biting off More than I Can Chew

Not only did I have nothing saved as I headed off to college, I also took out tens of thousands in student loans, like so many students do nowadays. And yet, despite that grim picture, I managed to pay off every penny I owed before the age of 30.

So, How Did I Do It?

Honestly, I wish I could tell you I had some magic formula for how to instantly pay off all your debt. I could, ironically, probably get rich if I could help people like that.

But, no, I don’t have an extraordinary secret or anything. You may have guessed by now (based on the title of this blog), but it all comes down to one major principle: living frugally.

Yes, for the most part, that’s all there is to it!

I say for the most part because I do have a few tricks up my sleeve as well. And that is, in essence, what this blog looks to explore: tips for how to live frugally, plus extra little tricks that may help you get ahead.

So, stay tuned and we’ll dive right into it.

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