I finished paying off my student loans way back in 2017. As someone who has been student-debt-free for quite a while now, I'd like to provide my insights into this topic. The first thing I will say is that results vary. I will tell you exactly how long it took me, but many variables are at play. I will cover those variables and how to repay your student loans faster. This will help you put…
It's no secret that student loans are a huge problem. Even though I am now completely debtf-free, I still hear about student loans all the time. In this list, I will cover some of the strategies I used to pay off my student loans.As of Q4 2023, Americans owe 1.73 trillion dollars toward student loans, surpassing even credit card debt, by $600 billion. Many of those debtors are my age - and many are much older,…
Iowa Student Loan is based in West Des Moines, IA and was founded in 1979. They are a non-profit student loan lender. They manage over $2.6 billion in student loans. With so many student loan options, it can be difficult to decipher the best option. In this post, we will look at Iowa Student Loan and who can benefit from them. Iowa Student Loan does not service their student loans. Currently, Aspire Servicing Center is…
If you have federal student loans, there's a good chance they are serviced by American Education Services (AES). In fact, there's a really good chance. Millions of people all over the country have AES student loans.Some have referred to AES as a "quasi-governmental" agency. They aren't exactly a federal agency. Still, the Feds approved them to service loans issued through the Federal Family Education Loan (FFEL) program. What Are AES Student Loans? American Education Services (AES) is a student loan…
Student loans are a growing problem in the US. According to the New York Fed, student loan debt stood at over $1.7 trillion in Q4 2023. All this debt will definitely have people wanting to refinance student loans. But what are your options when you want to refinance student loans? Before answering this question, there is an important one we must answer first. Federal or Private Student Loans? Indeed, the first question we have to…