7 Reasons We Weren’t Prepared to Buy Our Home

Hey all. I have another guest post for you today! This post comes to from Jake Jones of Thinkhub. Home buying is often considered a key part of wealth building. Whether or not you agree, for most homeowners, buying a home is the single largest purchase of their lives. And so, obviously buying a home is a very big deal. As such, being adequately prepared is very important. The last thing you want is to…

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ESG Investing: A Better Future Through Investing?

When I first started this blog, I focused solely on personal finance. But if we go even further back, I had initially started a blog focused on alternative/clean energy, sustainability, and the environment. I chose not to continue putting work into that blog because I felt it would be too difficult to get people interested in a blog that only talked about sustainability. Maybe I'm wrong; maybe I'm not. Either way, in more recent months…

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Four Financial Lessons I Wish I Knew When I Was Younger

In a previous post, I mentioned the fact that one of my college roommates went to college on a full scholarship through the Navy ROTC program. While I couldn’t see myself fitting in with the military, I didn’t even know such a thing was an option before I learned about it from him. Clearly, that is one of the financial lessons I missed early on. And that is just one example. Needless to say, if…

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401k and other retirement plans: a closer look

If you want to secure your retirement, your 401k, or equivalent plan, is very important. I have spoken about retirement accounts before, and I have also stressed the importance of doing so over a long period of time. Related: Saving Is Time-Sensitive. The Time To Save Is Now! Perhaps even more important is understanding the ways each type of plan works, and which ones should be prioritized. In reality, I'm not sure I can cover all…

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Starting the FIRE: How to Retire Early

I don't know about you, but personally, I definitely fret over the idea of working "forever." That's why, as mentioned on my various social media profiles, I'm starting the FIRE! Of course, I wouldn't actually work forever. But when I consider the idea of working until 65 or 67 - I figure I may as well be. Thankfully, my friends, I'm here to tell you that although I have yet to retire, and many people do work until…

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Emergency funds are a must. Do you have one?

So, in this post, I mentioned emergency funds, and I've been meaning to write a separate post about them. That's because everyone - or at least every household - should have one. And yet, as I mentioned in my introductory post,  most Americans have less than $1,000 in savings. That is scary. I mean, it seriously worries me for the sake of all the people out there who fall into this demographic. Emergency funds aren't about reaching financial…

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