Starting the FIRE: How to Retire Early

I don't know about you, but personally, I definitely fret over the idea of working "forever." That's why, as mentioned on my various social media profiles, I'm starting the FIRE! Of course, I wouldn't actually work forever. But when I consider the idea of working until 65 or 67 - I figure I may as well be. Thankfully, my friends, I'm here to tell you that although I have yet to retire, and many people do work until…

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Prioritizing savings and debt: which is more important?

As you can probably imagine, one of the things I spend a lot of time doing is reading comments on other blogs. I also read comments in Facebook groups, posts in forums, etc. It's always good to stay attuned to the questions many of you out there regularly ask. Usually, a common theme in many of those questions is prioritizing. In other words, is it better to save while simultaneously paying down debt? Or should…

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Smarter investing for a better future

Not long ago, I made a post about how actively managed funds, like Betterment, are better than not investing at all. Now, for the record, I haven't changed my mind: I still think they are better than nothing. Still, though, I am always looking for ways to improve, and my finances are definitely one main targets of that agenda. To be totally honest, I was content with Betterment for a few years. But now that…

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Why automated investing is better than no investing

A while back, I created a portfolio on Betterment. Now, I must admit that among financial topics, investing is one that, personally, I have found to be pretty complicated. Perhaps that is why I chose to go the automated route, because it vastly simplifies the process. I don't have to worry about muddying the waters of things like ETFs, S&P 500 index funds, and mutual funds. Instead, I contribute what I can, and my portfolio…

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