Is Consumerism Responsible for Your Floundering Budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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How to Spend Less Money: Change Your Mindset

If you're on the path to financial independence, a large part of that is probably determining how to spend less money. After all, reducing expenses has the potential to fast-track your path to FI. But before I dive deeper into that concept, let me ask you a question... How many women do you know who have a diamond ring? It may seem like that question came out of nowhere, but bear with me. I'm going…

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Emergency Funds Are a Must. Do You Have One?

So, in this post, I mentioned emergency funds, and I've been meaning to write a separate post about them. That's because everyone - or at least every household - should have one. And yet, as I mentioned in my introductory post,  most Americans have less than $1,000 in savings. That is scary. I mean, it seriously worries me for the sake of all the people out there who fall into this demographic. Emergency funds aren't about reaching financial…

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Why You Shouldn’t Be Gambling Away Your Chance at Financial Freedom

Sure, I've been to Vegas. And I'm not about to suggest that you say no if your friends invite you on a trip there for a few days. We all need to have some fun every now and then, right? Why not have fun by doing some gambling!? I've written before about how financial independence can really enrich your life. Why sidetrack those goals by feeding a slot machine? And If plain-old financial independence doesn't…

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Why Waste Money on Coffee When You Can Make Your Own?

Something I always try to keep in mind when spending money, especially on products, is that if I am paying that money to a business to make that product, it always means it was produced for less than what I spent on it. Most of us understand this, but it's also oversimplifying, isn't it? For example, I probably couldn't make the clothing I wear as cheaply as the companies who make them, because they have…

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20+ Money Saving Tips You Need (And Will Love)

Looking for great money saving tips to save you lots of cash? Look no further! I gave a little bit of background on myself in my first post, but let me elaborate on that a bit. No, I wasn't raised in poverty and my story isn't one of extreme hardship, even though most of us have heard such stories. Like most people, I came from a middle-class family that was neither rich nor poor. Also…

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