Net Worth Update: January 2019
Personal Capital dashboard. Not my net worth, by the way. This is just a stock image.  :)

Net Worth Update: January 2019

Hey all! I've decided I am going to try to post net worth updates at least quarterly. I also figured I would start the new year off on the right foot by doing just that. Go figure, things have been a bit crazy with the stock market as of late. Although I recently assured you things are not that bad and to not focus on the numbers, I can't deny that there has been quite…

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The Best Personal Finance Tips for 2019

Now that the new year is upon us, many of us are thinking about how we can make our lives just a little bit better. So why not take steps to get financially healthy?Okay, sure, it probably would have made more sense to post this before the new year. After all, you probably already know your resolution(s). And maybe those don’t include money. Maybe you decided to give up wine, or pizza, or to not…

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How Bad Financial Habits Can Help You Get Financial Benefits

Hey frugal people! I have a very special post today. This is actually the very first guest post I have ever had here on TFF! This post comes to us from Nelly of MyWayOfViewing.com. In the post, Nelly discusses ways in which bad financial habits can actually benefit us. I think it goes without saying that we all have our financial pitfalls, but sometimes there can actually be positives that come along with them. I hope…

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Is Consumerism Responsible for Your Floundering Budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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How to Spend Less Money: Change Your Mindset

If you're on the path to financial independence, a large part of that is probably determining how to spend less money. After all, reducing expenses has the potential to fast-track your path to FI. But before I dive deeper into that concept, let me ask you a question... How many women do you know who have a diamond ring? It may seem like that question came out of nowhere, but bear with me. I'm going…

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Emergency Funds Are a Must. Do You Have One?

So, in this post, I mentioned emergency funds, and I've been meaning to write a separate post about them. That's because everyone - or at least every household - should have one. And yet, as I mentioned in my introductory post,  most Americans have less than $1,000 in savings. That is scary. I mean, it seriously worries me for the sake of all the people out there who fall into this demographic. Emergency funds aren't about reaching financial…

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Why You Shouldn’t Be Gambling Away Your Chance at Financial Freedom

Sure, I've been to Vegas. And I'm not about to suggest that you say no if your friends invite you on a trip there for a few days. We all need to have some fun every now and then, right? Why not have fun by doing some gambling!? I've written before about how financial independence can really enrich your life. Why sidetrack those goals by feeding a slot machine? And If plain-old financial independence doesn't…

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