The 6 Best Ways to Save Money on Housing

  • Post author:
  • Post last modified:May 26, 2020

I talk a lot about the "big three" expenses and what I like to call a top-down approach to cutting them. I firmly believe this is the most expensive way to do so, even though you often hear a more bottom-up approach. Thus, in this post, we'll take a look at the very biggest expense - how you can save money on housing. See, I've decided to focus this blog specifically on saving money, I…

Continue Reading The 6 Best Ways to Save Money on Housing

Dave Ramsey’s Baby Steps: How to Finally End Financial Misery

  • Post author:
  • Post last modified:April 24, 2020

If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey.Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom.No matter how many blogs I read or podcasts I listen to, his name stands out more than any others.Why?It's because he understands the motivation people need to get…

Continue Reading Dave Ramsey’s Baby Steps: How to Finally End Financial Misery

The Only Guide You Need on Emergency Funds and Cash Reserves

  • Post author:
  • Post last modified:November 5, 2019

One of the few personal finance concepts that garners near-universal praise is the emergency fund.For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.”I don’t agree with any of these perspectives, but you hear people offer them as feedback.Thankfully, few people disparage emergency funds because they should…

Continue Reading The Only Guide You Need on Emergency Funds and Cash Reserves

Payday Loans Direct Lenders Explained

  • Post author:
  • Post last modified:October 6, 2019

Payday loans direct lenders are payday loans you borrow directly from a lender. Payday loans are usually short-term, high-interest loans to be paid on or before your next paycheck. With payday loans from direct lenders, there is no middle man in this process. Nowadays, there are various lending networks and peer-to-peer lending out there. While these networks can be helpful, they can also make things more complicated. If you already know of a lender you prefer, a…

Continue Reading Payday Loans Direct Lenders Explained

Visa Card Number Explained

  • Post author:
  • Post last modified:October 5, 2019

A Visa card number is the 16-digit code printed on either the front or the back of your credit card. This combination of numbers is unique to each credit card. Each credit card number also contains identifiers that indicate the card is a Visa, in addition to the issuing bank. In particular, if your credit card is a Visa, the first digit of your Visa card number will be a 4. Once we know that…

Continue Reading Visa Card Number Explained

Why Fundrise and DiverseyFund Are the Next Big Things

  • Post author:
  • Post last modified:May 27, 2020

Note: this post was written in partnership with DiversyFund. If you’re a reader of personal finance blogs, you know that real estate investing is a hot topic. Bloggers plug and review companies like Fundrise, Realty Mogul, and PeerStreet. A relatively new, but highly competitive fund in this space is DiversyFund. The team at DiversyFund asked the team at The Money Mix to take a look at their fund. We’re glad we did. What follows is…

Continue Reading Why Fundrise and DiverseyFund Are the Next Big Things

PLS Check Cashing: How to Get Cash Instantly

  • Post author:
  • Post last modified:September 21, 2019

PLS check cashing is a check cashing service that lets you cash checks for a 1% fee plus $1. PLS Financial Services, or PL$, stands for Payday Loan Store. Founded in 1997, they are based in Chicago, IL and have locations in 12 states. Check Cashing Services Available With PLS PLS offers multiple check cashing services. They include: Personal checksPaychecksOut-of-state checksGovernment checks These are only some of the services offered. We will cover some of…

Continue Reading PLS Check Cashing: How to Get Cash Instantly