How Bad Financial Habits Can Help You Get Financial Benefits

Hey frugal people! I have a very special post today. This is actually the very first guest post I have ever had here on TFF! This post comes to us from Nelly of MyWayOfViewing.com. In the post, Nelly discusses ways in which bad financial habits can actually benefit us. I think it goes without saying that we all have our financial pitfalls, but sometimes there can actually be positives that come along with them. I hope…

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FinCon 2018 Update!

Hey all. Hope you are having a wonderful Sunday. The first Sunday of Fall, no less! And I can feel the full effects...kind of. It was in the mid-70s today. Because I am originally from Chicago and I'm still somewhat conditioned for the weather there, I just didn't feel like it was "cool" today. I mean sure, it was nearly in the 90s at the beginning of the month, so it's cooler than it was.…

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Is Consumerism Responsible for Your Floundering Budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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How to Spend Less Money: Change Your Mindset

If you're on the path to financial independence, a large part of that is probably determining how to spend less money. After all, reducing expenses has the potential to fast-track your path to FI. But before I dive deeper into that concept, let me ask you a question... How many women do you know who have a diamond ring? It may seem like that question came out of nowhere, but bear with me. I'm going…

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Emergency Funds Are a Must. Do You Have One?

So, in this post, I mentioned emergency funds, and I've been meaning to write a separate post about them. That's because everyone - or at least every household - should have one. And yet, as I mentioned in my introductory post,  most Americans have less than $1,000 in savings. That is scary. I mean, it seriously worries me for the sake of all the people out there who fall into this demographic. Emergency funds aren't about reaching financial…

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Why You Shouldn’t Be Gambling Away Your Chance at Financial Freedom

Sure, I've been to Vegas. And I'm not about to suggest that you say no if your friends invite you on a trip there for a few days. We all need to have some fun every now and then, right? Why not have fun by doing some gambling!? I've written before about how financial independence can really enrich your life. Why sidetrack those goals by feeding a slot machine? And If plain-old financial independence doesn't…

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