Why Early Retirement Isn’t for Everyone

In what has proven to be my most popular post to date, I wrote about why frugal living isn't always everything. And now I am going to say early retirement isn't for everyone? Am I just trying to confuse you all!? Far from it. Although I know I can't please everyone, and while I am still all about starting the FIRE, I do think it's good to cover all my bases. In other words, I like…

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Does being a penny pincher ever become irresponsible?

In a recent post, I discussed the idea that frugal living isn't everything. This is more or less synonymous with being a penny pincher. In other words, being frugal can help optimize your life, but it has its limitations. And even though this sort of post seems counter-intuitive to what this blog is all about, I'm going to expound upon this idea. Only this time, I'll take it in a slightly different direction. But first, let…

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Net worth Report: Better Than Broke, and Still Improving

If you were hoping this would be a post where I wouldn't feel the need to mention my student loans, you are mistaken. After all, net worth is calculated by subtracting what is owed from what is owned. Hence, you could have $1 million in assets, but if you have $1.5 million worth of debt, of course you still have a negative worth. Please be aware that this page contains affiliate links, indicated with an…

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5 ways my relationship with money has changed

I'd like to talk about some of the ways my relationship with money has changed. Each one of us could potentially have a vastly different relationship with money, depending on a lot of different factors. Money is a funny thing, actually. Unless you are completely self-sufficient and can produce everything you use and consume, you probably need money. That is money at its most basic level; a medium of exchange. If you want something, you…

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How to Spend Less Money: Change Your Mindset

If you're on the path to financial independence, a large part of that is probably determining how to spend less money. After all, reducing expenses has the potential to fast-track your path to FI. But before I dive deeper into that concept, let me ask you a question... How many women do you know who have a diamond ring? It may seem like that question came out of nowhere, but bear with me. I'm going…

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