Why You Might Not Need a Budget

Budgets, budgets, budgets! It seems like they're all the rage. You've probably scoured the internet trying to learn how to budget. They must be an absolute necessity, right? Hold on there - not so fast. In this post, I'm going to go why a budget may actually not be necessary. But first, some background. I've mentioned it before, but I attended not one, but two book launches for Grant Sabatier's new book, Financial Freedom. Both were…

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Frugal at Your Fingertips: Apps That Free Up Your Finances

By: Ben Lovell If you’re as old as I am, you’ll remember a time (not so long ago) when new tech required you to breach a certain threshold of either financial well-being or flagrant over-indulgence.  New software was a significant investment, Bluetooth headphones were a status sigil, and Flat Screen TVs were the centerpiece for upper-middle-class entertaining. Now, a lot of technology is, well, cheap.  Or at least the initial exposure is. Video games, subscription…

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Net Worth Update: January 2019
Personal Capital dashboard. Not my net worth, by the way. This is just a stock image.  :)

Net Worth Update: January 2019

Hey all! I've decided I am going to try to post net worth updates at least quarterly. I also figured I would start the new year off on the right foot by doing just that. Go figure, things have been a bit crazy with the stock market as of late. Although I recently assured you things are not that bad and to not focus on the numbers, I can't deny that there has been quite…

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The Best Personal Finance Tips for 2019

Now that the new year is upon us, many of us are thinking about how we can make our lives just a little bit better. So why not take steps to get financially healthy?Okay, sure, it probably would have made more sense to post this before the new year. After all, you probably already know your resolution(s). And maybe those don’t include money. Maybe you decided to give up wine, or pizza, or to not…

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How Bad Financial Habits Can Help You Get Financial Benefits

Hey frugal people! I have a very special post today. This is actually the very first guest post I have ever had here on TFF! This post comes to us from Nelly of MyWayOfViewing.com. In the post, Nelly discusses ways in which bad financial habits can actually benefit us. I think it goes without saying that we all have our financial pitfalls, but sometimes there can actually be positives that come along with them. I hope…

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Is Consumerism Responsible for Your Floundering Budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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