17 Apps That Pay You to Walk and Get Healthy

There are all kinds of cool apps out there nowadays. It's not too surprising since we've all heard the phrase "there's an app for that." In fact, there are even apps that pay you to walk! But how can that be, you say? Well, in some cases, you might have to do more than just walk. With some of these apps, though, you seriously don't have to do anything else. Yes, it's that easy. Something…

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Dave Ramsey’s Baby Steps: How to Finally End Financial Misery

If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey.Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom.No matter how many blogs I read or podcasts I listen to, his name stands out more than any others.Why?It's because he understands the motivation people need to get…

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The Only Guide You Need on Emergency Funds and Cash Reserves

One of the few personal finance concepts that garners near-universal praise is the emergency fund.For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.”I don’t agree with any of these perspectives, but you hear people offer them as feedback.Thankfully, few people disparage emergency funds because they should…

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Payday Loans Direct Lenders Explained

Payday loans direct lenders are payday loans you borrow directly from a lender. Payday loans are usually short-term, high-interest loans to be paid on or before your next paycheck. With payday loans from direct lenders, there is no middle man in this process. Nowadays, there are various lending networks and peer-to-peer lending out there. While these networks can be helpful, they can also make things more complicated. If you already know of a lender you prefer, a…

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Visa Card Number Explained

A Visa card number is the 16-digit code printed on either the front or the back of your credit card. This combination of numbers is unique to each credit card. Each credit card number also contains identifiers that indicate the card is a Visa, in addition to the issuing bank. In particular, if your credit card is a Visa, the first digit of your Visa card number will be a 4. Once we know that…

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Why Fundrise and DiverseyFund Are the Next Big Things

Note: this post was written in partnership with DiversyFund. If you’re a reader of personal finance blogs, you know that real estate investing is a hot topic. Bloggers plug and review companies like Fundrise, Realty Mogul, and PeerStreet. A relatively new, but highly competitive fund in this space is DiversyFund. The team at DiversyFund asked the team at The Money Mix to take a look at their fund. We’re glad we did.What follows is a…

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PLS Check Cashing: How to Get Cash Instantly

PLS check cashing is a check cashing service that lets you cash checks for a 1% fee plus $1. PLS Financial Services, or PL$, stands for Payday Loan Store. Founded in 1997, they are based in Chicago, IL and have locations in 12 states. Check Cashing Services Available With PLS PLS offers multiple check cashing services. They include: Personal checksPaychecksOut-of-state checksGovernment checks These are only some of the services offered. We will cover some of…

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