Visa Card Number Explained

A Visa card number is the 16-digit code printed on either the front or the back of your credit card. This combination of numbers is unique to each credit card. Each credit card number also contains identifiers that indicate the card is a Visa, in addition to the issuing bank. In particular, if your credit card is a Visa, the first digit of your Visa card number will be a 4. Once we know that…

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Why Fundrise and DiverseyFund Are the Next Big Things

Note: this post was written in partnership with DiversyFund. If you’re a reader of personal finance blogs, you know that real estate investing is a hot topic. Bloggers plug and review companies like Fundrise, Realty Mogul, and PeerStreet. A relatively new, but highly competitive fund in this space is DiversyFund. The team at DiversyFund asked the team at The Money Mix to take a look at their fund. We’re glad we did. What follows is…

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PLS Check Cashing: How to Get Cash Instantly

PLS check cashing is a check cashing service that lets you cash checks for a 1% fee plus $1. PLS Financial Services, or PL$, stands for Payday Loan Store. Founded in 1997, they are based in Chicago, IL and have locations in 12 states. Check Cashing Services Available With PLS PLS offers multiple check cashing services. They include: Personal checksPaychecksOut-of-state checksGovernment checks These are only some of the services offered. We will cover some of…

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What Are the Benefits of Working From Home?

I've been thinking an awful lot about recently about the idea of challenging the traditional 9-5. If you have been following this blog for a while, you may know I quit my job in late February. There were a number of reasons for that, but one is that I wasn't able to take advantage of the benefits of working from home. Sure, management decided to let us work from home one day per week during…

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Budgeting 101: Complete Guide to Always Having Enough

Creating a budget can seem like a challenging task. You might have many different expenses that change often. Thus, budgeting 101 involves making sure you don't forget the most important expenses. The idea behind budgeting 101 is to be sure you always budget for your most basic needs. While these will vary slightly from person to person, the most crucial items are typically the same. In this post, we will go through a list of…

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11 Best Personal Finance Books of All Time

In this post, you will find my list of the best personal finance books of all time. These books will help you investing, build wealth, and increase your net worth. There are lots of ways to get rich, including working from home and by selling textbooks. You could also complete surveys for cash. Of course, it will take a lot of time to get rich doing these things, but long-term dedication pays off. However, most…

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What Are the Advantages and Disadvantages of Budgeting?

When done properly, budgeting can help you control your spending, identify gaps, and (hopefully) increase your savings rate. But it's not all dollar signs and fat wallets. Indeed, there are both advantages and disadvantages of budgeting. To be clear: budgeting is a valuable tool and can be essential if you are struggling financially. But while it comes with distinct advantages, it can sometimes cause headache, too. In this post, we will cover the advantages and…

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