Lucky Day App Review

Although there are a lot of ways to make money online, you might think you've heard just about all of them. But there are probably a lot of apps you haven't come across, and we're looking at one of them today. In this Luck Day app review, we'll look at whether this app is worth your time or just a scam. First and foremost, I want to point out that this app should be treated…

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7 Best Energy Saving Products To Immediately Reduce Your Everyday Energy Costs

Here at TFF, I have for a long while had a mission of creating more content focused on a very specific mission: helping readers save money while also being more environmentally conscious. I did so in my five ways to be frugal post and I wanted to expand on that concept here. Regardless of your political beliefs (and that is something I generally avoid here), I feel just about anyone can get on board with…

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17 Apps That Pay You to Walk and Get Healthy

There are all kinds of cool apps out there nowadays. It's not too surprising since we've all heard the phrase "there's an app for that." In fact, there are even apps that pay you to walk! But how can that be, you say? Well, in some cases, you might have to do more than just walk. With some of these apps, though, you seriously don't have to do anything else. Yes, it's that easy. Something…

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Is Credit Karma Safe? (Read This Before Using It)

Seeing your credit score and viewing your credit reports has become a necessity in this day and age. Everything is becoming digitized, and new websites are launching all the time. But it can be hard to know if sites and apps like Credit Karma are safe or if they are a scam. Credit Karma provides a free and easy way of viewing your financial history. I discovered Credit Karma earlier this year, and it has…

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Dave Ramsey’s Baby Steps: How to Finally End Financial Misery

If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey.Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom.No matter how many blogs I read or podcasts I listen to, his name stands out more than any others.Why?It's because he understands the motivation people need to get…

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The Only Guide You Need on Emergency Funds and Cash Reserves

One of the few personal finance concepts that garners near-universal praise is the emergency fund.For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.”I don’t agree with any of these perspectives, but you hear people offer them as feedback.Thankfully, few people disparage emergency funds because they should…

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Payday Loans Direct Lenders Explained

Payday loans direct lenders are payday loans you borrow directly from a lender. Payday loans are usually short-term, high-interest loans to be paid on or before your next paycheck. With payday loans from direct lenders, there is no middle man in this process. Nowadays, there are various lending networks and peer-to-peer lending out there. While these networks can be helpful, they can also make things more complicated. If you already know of a lender you prefer, a…

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