Iowa Student Loan Pros and Cons

Iowa Student Loan is based in West Des Moines, IA and was founded in 1979. They are a non-profit student loan lender. They manage over $2.6 billion in student loans. With so many student loan options, it can be difficult to decipher the best option. In this post, we will look at Iowa Student Loan and who can benefit from them. Iowa Student Loan does not service their student loans. Currently, Aspire Servicing Center is…

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What Are the Advantages and Disadvantages of Budgeting?

When done properly, budgeting can help you control your spending, identify gaps, and (hopefully) increase your savings rate. But it's not all dollar signs and fat wallets. Indeed, there are both advantages and disadvantages of budgeting. To be clear: budgeting is a valuable tool and can be essential if you are struggling financially. But while it comes with distinct advantages, it can sometimes cause headache, too. In this post, we will cover the advantages and…

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How to Get Free Xbox Gift Cards

I don't often talk about it on this blog, but I have always been a fan of video games. And since I love serving up money-saving tips for you, I decided to help you save on video games. In this post, you'll find out how to get free Xbox gift cards. One of the reasons I decided to make this a post here at TFF is because a lot of "free gift cards" sites are…

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Why Should You Care about Early Semi-Retirement?

Have you ever thought about retiring early, but then became discouraged when hearing that FIRE should be achievable within 15-20 years? If so, early semi-retirement might be for you. Sure, if you're in your 20s or 30s, 15-20 years would still have you retiring well before the new retirement of 67, but it's still a long time. In this post, a guest post from Mr. Semi-Retire, you'll learn more about what exactly early semi-retirement is. There's more to…

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Book Review: You Can Retire Early!

I'm always looking for great new personal finance books. Not just for myself, but, more important - for all of you. Any book that can help you improve your finances is worth a read. And Deacon Hayes's You Can Retire Early! does just that. There's no shortage of personal finance books out there. Some are better than others and there will inevitably some overlap of information between them. That makes it difficult to stand out,…

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Challenges of Budgeting: What Can You Do About Them?

There are definitely numerous challenges of budgeting. While sticking to a budget can help you keep monthly expenses under control, sometimes it can be challenging. And it’s not just the urge to spend money (though that is part of it). If you plan to stick to a budget, you will probably run into some hurdles. As we all know, life can get messy sometimes. That probably means you will have challenges of budgeting. But what…

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Complete List of Surveys That Pay Cash Instantly

There's no shortage of survey sites out there. But how do you know which ones are surveys that pay cash instantly? How do you know which are the best paid survey sites? If you want to work from home, completing surveys is one easy way to do so. In this post, we'll focus specifically on survey sites that pay cash through PayPal. Not only that but we'll cover the highest paying online surveys. Because let's…

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