College Tuition: A Bubble Ready to Burst?

It's no secret that college is expensive. College tuition rates have risen at unprecedented rates over the past several decades. At the same time, inflation-adjusted salaries for college grads have remained virtually unchanged since 1960. So, is college still worth it? Is there a looming college tuition/attendance bubble? Related: Should You Go to College? The Truth Is, It Depends Like most things here in the US (and in life), the answer is: it's complicated. Rising…

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SoFi: Is Student Loan Refinancing Right For You?

I have written about student loans in the past. On numerous occasions, actually. With good reason, too, since student loans were my single biggest reason for starting this blog. And as it turns out, SoFi helped me get to where I am today. Please be aware that this page contains affiliate links. At no additional cost to you, I will earn a small commission if you purchase the product through my link. Sure, I have…

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Why you shouldn’t be ashamed of being in debt

Did you know that according to CNBC, 8 out of 10 Americans are in debt? I would imagine that estimating the number of Americans who are in debt is no easy task. But I also think it is safe to say a lot of Americans struggle with it. And CNBC isn't alone in their estimation: I Googled the topic, and most of the postings seemed to agree. Although our anecdotes can often be biased or misguided, I…

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7 things I did to totally crush my student loans

It's no secret that student loans are a huge problem. Even though I am now completely debt-free, I still hear about student loans all the time. That says a lot because we tend to forget about things that don't directly affect our lives. Student loans? Nope, can't forget about those. And that's no surprise: as of January 2018, Americans owe 1.48 trillion dollars toward student loans, surpassing even credit card debt, by $620 billion. Many of those debtors…

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Should You Go to College? The Truth Is, It Depends

In my first post, I mentioned how my primary inspiration for starting this blog was the - to be frank - pretty insane amount of debt I took on in order to earn a college degree. The Problem Is, for Many People, the Debt Just Isn't Worth It. For me, it may have been. I graduated with a degree in Information Technology, and I am still working in a field that leverages my degree. Plus,…

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