How Bad Financial Habits Can Help You Get Financial Benefits

Hey frugal people! I have a very special post today. This is actually the very first guest post I have ever had here on TFF! This post comes to us from Nelly of MyWayOfViewing.com. In the post, Nelly discusses ways in which bad financial habits can actually benefit us. I think it goes without saying that we all have our financial pitfalls, but sometimes there can actually be positives that come along with them. I hope…

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FinCon 2018 Update!

Hey all. Hope you are having a wonderful Sunday. The first Sunday of Fall, no less! And I can feel the full effects...kind of. It was in the mid-70s today. Because I am originally from Chicago and I'm still somewhat conditioned for the weather there, I just didn't feel like it was "cool" today. I mean sure, it was nearly in the 90s at the beginning of the month, so it's cooler than it was.…

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Is consumerism killing your budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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Why Early Retirement Isn’t for Everyone

In what has proven to be my most popular post to date, I wrote about why frugal living isn't always everything. And now I am going to say early retirement isn't for everyone? Am I just trying to confuse you all!? Far from it. Although I know I can't please everyone, and while I am still all about starting the FIRE, I do think it's good to cover all my bases. In other words, I like…

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Net worth Report: Better Than Broke, and Still Improving

If you were hoping this would be a post where I wouldn't feel the need to mention my student loans, you are mistaken. After all, net worth is calculated by subtracting what is owed from what is owned. Hence, you could have $1 million in assets, but if you have $1.5 million worth of debt, of course you still have a negative worth. Please be aware that this page contains affiliate links, indicated with an…

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5 ways my relationship with money has changed

I'd like to talk about some of the ways my relationship with money has changed. Each one of us could potentially have a vastly different relationship with money, depending on a lot of different factors. Money is a funny thing, actually. Unless you are completely self-sufficient and can produce everything you use and consume, you probably need money. That is money at its most basic level; a medium of exchange. If you want something, you…

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