SoFi: Is Student Loan Refinancing Right For You?

I have written about student loans in the past. On numerous occasions, actually. With good reason, too, since student loans were my single biggest reason for starting this blog. And as it turns out, SoFi helped me get to where I am today. Please be aware that this page contains affiliate links. At no additional cost to you, I will earn a small commission if you purchase the product through my link. Sure, I have…

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Is consumerism killing your budget?

What do you do when you see the soles of your shoes starting to look worn? Do you take them to a shoe repair shop that will fix them for less? Or do you simply replace them? The latter is exactly what consumerism wants you to do. Let me be the first to say I have never had a pair of shoes repaired. Though I do typically wear them until they nearly have holes in…

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5 Ways to be Frugal While Saving the Environment

Recently I read a post very similar to this one. Frugality and preserving the environment happen to be two things I am very passionate about, so I was compelled to present some ideas of my own. At the same time, I know I need to be better about some of these things. So, this is also a way to hold myself accountable in the areas in which I am slacking. It's really quite interesting because…

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Why Early Retirement Isn’t for Everyone

In what has proven to be my most popular post to date, I wrote about why frugal living isn't always everything. And now I am going to say early retirement isn't for everyone? Am I just trying to confuse you all!? Far from it. Although I know I can't please everyone, and while I am still all about starting the FIRE, I do think it's good to┬ácover all my bases. In other words, I like…

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My Why of FI

"My why of FI" - how's that for a rhyming phrase? Anyway, I have a confession to make: I'm not the most decisive person. If you ask me what I like to do for fun, I will probably have a difficult time responding very confidently. I mean, other than working on this blog, of course! But since I don't typically mention that in the context of small talk, I will usually say something like, "Ya…

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